A Full Spectrum Of Services Vital To Your Success

Transforming illiquid assets into capital available for your intended use requires careful preparation and planning. Our team will employ a well-established process to help ensure that every detail is addressed.

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As our client, your portfolio will be managed separately from all others – by us – and in accordance with your unique goals, needs, concerns, family dynamics and financial scenario. We believe it is better to design strategies and portfolios of individual securities in-house instead of relying on pre-packaged investment products or third-party money managers.

When seeking capital, companies often have multiple sources and options. Some businesses may simply need a loan, while others may require equity capital to grow. Working together with investment banking professionals at Raymond James, we can help established companies raise equity capital through both the public and private markets.

On the public equity side, Raymond James is an active underwriter of initial public offerings and follow-on offerings. In fact, Raymond James has served as lead- or co-manager on hundreds of public offerings in the last five years. Before accessing the public equity markets for capital, a company must be of certain size and consequence to effect a successful transaction.

Through Raymond James, we also help companies raise capital through private placements of equity or preferred securities. This method of capital raising is most commonly used by private businesses; however, it can be employed by public entities as well. Raymond James also helps public companies raise capital through the issuance of convertible debt securities.

Raymond James is a leading investment bank in both volume and number of transactions in the financial technology space. A September 2017 report in Forbes stated: “Leading the pack in FinTech M&A, Raymond James closed 124 U.S. deals in the 2010-2016 period, worth more than $20 billion in deal value.”

Raymond James Investment Banking is comprised of seasoned professionals who specialize in assisting business owners pursue their liquidity objectives. Whether your liquidity objectives involve a sale to an industry buyer, responding to an interested party or partnering with a private equity sponsor, our team can provide the structuring and execution vital to a successful exit. Similarly, we can also help companies identify, value and fund the purchase or acquisition of another business.

Working with Raymond James, we can also assist companies, creditors and stakeholders across a spectrum of corporate liquidity situations. These circumstances may include Chapter 11 financial restructurings, credit agreement restructurings, divestiture analysis and execution, debtor in possession (DIP) and exit financings.

Our team also provides valuation analyses for businesses and ESOPs. This service is similar to a business appraisal in that it entails assessing the value of the business.

We offer fairness opinions to shareholders, as well as to boards of directors and their committees in cases where they require an independent third party to opine on the fairness of a transaction. Most often, fairness opinions are performed in conjunction with M&A transactions, to help ensure that shareholders are getting a fair deal in the merger or acquisition of their company.

In addition to the estate planning you conducted prior to the sale of your business, ongoing estate planning reviews can help you and your family defer and save income taxes, defer and reduce transfer taxes, manage inter-family issues such as second marriages, provide creditor protection and facilitate charitable dispositions.

A qualified accountant is an integral part of any wealth management plan. In addition to preparing your more sophisticated returns, a qualified accountant can advise you on matters unique to your post-sale circumstances, such as the tax liabilities from the transaction and long-term tax planning. We can collaborate with your CPA and estate attorney on the appropriate tax strategies.

While wealth can vastly simplify your life in some ways, in others it can multiply complexity. This is why some families elect to establish a professional family office. Family offices, whether in-house or outsourced, can consolidate your estate planning, tax accounting, and maintenance of properties and valuables. Family offices may also provide concierge services that range from paying bills to overseeing the maintenance of secondary homes.

While establishing a charitable legacy can be achieved in many ways – through venture philanthropy, private foundations, donor-advised funds or outright gifts – your elevated position post-sale could make a family foundation an effective vehicle for both philanthropy and family governance. A private foundation allows you the greatest degree of control over your charitable giving, both during your life and after your passing, and by placing family members in key roles, you can help pass effective wealth management and philanthropy expertise from one generation to the next.

While much of your legacy can be built and sustained with the help of professionals and key financial and legal structures, fundamentally, your legacy is your own to govern. Families that have perpetuated their wealth across multiple generations are the ones who have recognized and embraced the importance of contributing to the financial, human, intellectual and social capital of their families and communities. And these efforts reflect the strategic decision made by the early wealth creators that the members of this family won’t merely live off the earnings and achievements of others.

Wealth has the power to unite families, but also has the capacity to drive them into conflict. To help limit that possibility, you should place a priority on open communication and consider the benefits of drafting a family constitution. These documents can clearly define the role of each family member as it relates to financial and business matters and can serve as an effective governance tool.

For high-net-worth individuals, insurance and annuities can be effective tools for creating tax-exempt wealth and protecting you from the unexpected. Our partnership allows us to tap into the vast resources of Raymond James Insurance Group, an affiliate of Raymond James & Associates, Inc., to tailor the optimum strategy and solution for your unique situation. Our offerings include life, long-term care and disability income insurance, and a wide range of annuities.

Through Raymond James Bank, an affiliate of Raymond James & Associates, Inc., we can offer our clients a comprehensive array of corporate and commercial real estate lending programs designed to suit a variety of business needs in all 50 states. Whether your needs are related to business expansion or real estate for a new office building, we will work with you to design the financing program suitable for you. We offer corporate loans for growth capital, and financing or re-financing of owner-occupied buildings and income-producing properties. We also offer commercial real estate lending for office, retail, industrial, hospitality, senior housing and multifamily properties.

Raymond James Bank offers flexible borrowing options at competitive rates and fees with no hidden costs. In addition, qualified high-net-worth clients will also be given access to the Private Wealth Mortgage channel, which provides a streamlined process with flexible underwriting guidelines, short turnaround times and one dedicated point of contact from start to finish.

Equal Housing Lender, Member FDIC

*Provided by Raymond James Bank, N.A., Raymond James & Associates, Inc. is affiliated with Raymond James Bank, N.A., a federally chartered national bank.

Raymond James & Associates, Inc., and your Alex. Brown client advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be referred to a qualified Raymond James Bank employee for your residential mortgage lending needs.

A Securities Based Line of Credit from Raymond James Bank can help you take advantage of potential opportunities and is flexible enough to meet almost any of your personal or business financing needs. Rather than having to disrupt your long-term investment plans, the loan is collateralized by securities within your Alex. Brown or Raymond James brokerage accounts.

A Securities Based Line of Credit (SBLC) may not be suitable for all clients. The proceeds from an SBLC cannot be (a) used to purchase or carry securities; (b) deposited into a Raymond James investment or trust account; (c) used to purchase any product issued or brokered through an affiliate of Raymond James, including insurance; or (d) otherwise used for the benefit of, or transferred to, an affiliate of Raymond James. Raymond James Bank does not accept RJF stock or any securities issued by affiliates of Raymond James Financial as pledged securities toward an SBLC. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk including unintended tax consequences and the possible need to sell your holdings, which may lead to a significant impact on long-term investment goals. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to quickly deposit additional securities and/or cash in the account(s) or pay down the loan to avoid liquidation. The securities in the Pledged Account(s) may be sold to meet the Collateral Call, and the firm can sell the client’s securities without contacting them. A client is not entitled to choose which securities or other assets in his or her account are liquidated or sold to meet a Collateral Call. The firm can increase its maintenance requirements at any time and is not required to provide a client advance written notice. A client is not entitled to an extension of time on a Collateral Call. Increased interest rates could also affect LIBOR rates that apply to your SBLC causing the cost of the credit line to increase significantly. The interest rates charged are determined by the market value of pledged assets and the net value of the client’s Capital Access account. Securities Based Line of Credit provided by Raymond James Bank, N.A. Raymond James & Associates is affiliated with Raymond James Bank, N.A., a federally chartered national bank.

Products, terms and conditions subject to change. Subject to standard credit criteria.